Insights

Investing in Bali: briefings for Australians and their advisers

Short pieces for Australian investors weighing a hotel or resort project in Bali, and for the financial planners, mortgage brokers and accountants they ask about it. General information, with no returns, no pricing and no product recommendations.

Three things account for most of the confusion around investing in Bali, and each has an article below.

The first is ownership. Australians cannot hold Indonesian freehold title, so every offer reaches a foreign investor through a lease, a right of use, or an Indonesian company, and the differences between those are not cosmetic. The second is fit. A branded resort interest behaves nothing like a suburban rental, which makes it useful for diversification and dangerous as a substitute for liquidity. The third is superannuation, where an SMSF has to satisfy the sole purpose test, the in-house asset rules and an annual valuation requirement that offshore assets make genuinely difficult.

Everything here is written for both audiences at once. Where a piece is aimed squarely at advisers it says so.

Investing in hotel rooms: where fractional hospitality fits in a portfolio

A way to place a branded resort fraction accurately against residential property, equities and cash, and to decide how large a position could sensibly be.

Read

SMSFs and overseas property: what to check first

Nine things worth confirming before an SMSF goes anywhere near an offshore hotel or resort interest, from the sole purpose test to annual valuation.

Read

Can Australians buy property in Bali? The questions worth asking

Six questions that come up in every first conversation, what a straight answer to each one looks like, and what it means if you cannot get one.

Read

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